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Your provincial health insurance covers certain medical expenses, but many additional expenses are not covered, including seeking prompt expert out-of-country healthcare. Royal VIP Health Options offers critical illness insurance products designed to cover all serious illness-related costs including special treatment, hospital stays, and diagnostics. It provides you with the financial resources to pay for additional personal, family or business expenses which often accompany a critical illness or condition.

It is a flexible product that provides you with a one-time, lump-sum benefit at a critical time in your life. How you use it is up to you. Start with our basic plan, and then use optional benefit riders to customize your coverage. Premiums can be designed to be fully refundable if you never use the coverage.
   “VIP Health is a genius idea. If you are over forty, it is nuts not to have a backup plan like this and quick access to a sound, second opinion. If you’re going to be Younger Next Year, you sure as hell don’t want to die of the sniffles this year because of a mistake or because it took too long to see a doc.”
Chris Crowley
Author, Younger Next Year, and Lecturer.

Website: www.youngernextyear.com

One membr’s kidney stones proved so painful it was impossible to work. Instead of a three- to four-week wait for a lithotripsy procedure, our VIP program booked him into a Buffalo hospital for treatment the next day.